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Your life insurance policy can do much more than lift a burden off your family during a very emotional time.
Access my professional life agent quick reference guide. This professional resource will detail what I do, whom I help, and how I can help you and your family protect their financial future.
This single-page resource will tell the story of our business's current status, past business successes, and future business goals. You can use this tool/resource to share with your family/friends to get them excited about how I can answer their questions & help relieve their financial insecurities. ​
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Meet The Agent
I went from helping people obtain employment and make money to teaching them how to grow and protect their money. Getting life-changing information and products into the hands of my community is my calling and I have served my community for over 20 years. My passion has always been to help and serve others. My career started in Human Resources, where I worked my way up to Recruiting Manager.
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After 20 years of being in the staffing industry, placing hundreds of people throughout the United States in various positions, and managing a team of 7 recruiters I became a licensed health and life insurance agent, I decided to change careers and take it to another level. I am dedicated to learning more about your long-term personal and financial goals so we can create a plan focused on your specific needs and what is best for you, your family, and your financial situation.
CLIENT TESTIMONIALS
Let's work together to build your personalized strategy that will improve your finances and build wealth.
What's My Job?
“It’s my job to ask you if you have life insurance, don’t make it your family's job to ask me if you had life insurance.”
Damaris Murray Agency
Services Offered
Damaris Murray Agency specializes in mortgage protection, final expense, retirement planning, and wealth building. We are currently servicing the following states: GA, FL, NY, IN, PA, DE, OH, MI, NC, SC and plan to offer more locations soon. Contact us today to schedule an appointment. We are happy to serve you.
Mortgage Protection
Your home may be your family's largest asset. And their largest financial responsibility. A mortgage protection insurance policy can help them remain in your home after you're gone.
Final
Expense
A whole life policy that pays medical bills and funeral expenses when you die. It’s also known as burial or funeral insurance. It’s a popular choice among seniors.
College Planning
When it’s time for your child to start college you need tools that will ensure they will succeed. You can take out a loan against your life insurance cash balance. The potential reward is greater than a traditional 529 plan plus additional tax benefits.
Retirement Planning
Life insurance funds can be used as a volatility buffer during down markets that affect traditional retirement plans. They can also be a source for tax-free retirement income.
Supplemental Insurance
An additional insurance plan that covers healthcare costs that are not covered. Fill in the health insurance gaps and protect your life savings and/or retirement nest egg.
Health Insurance
Understand your health coverage options, possibly get better coverage than you think for a lower premium than you expect, and protect your most important asset, YOU!
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Allow me to share a little more about myself ...
Since we will be creating a long-term relationship. I am happily married with 3 children and 2 grand pups and I am fluent in English and Spanish.
Throughout my brand, you will see dragonflies as they represent our loved ones nearby. This is sacred to me because my parents are no longer with me.
My career as a caring life/health insurance agent affords me the time freedom to assist my mother-in-law who has dementia, guide other families in my community who are securing the final needs of their family members, and also ensure their health care decisions are explained and carried out. This shift is by far one of the best decisions I have ever made. It changed my life.
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Let’s talk!
CLIENT TESTIMONIALS
Let's work together to build your personalized strategy that will improve your health & your wealth.
Who Is Life/Health Insurance For?
"You don’t buy life insurance because you are going to die, but because those you love are going to live." You get clear on your health options so you can improve your quality of life!
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Which is the best type of life insurance?Life insurance is unique to you. The only life insurance that matters is the one you keep. There are three main types, they all have unique features, and they all operate slightly different. The best type of life insurance you can have is actually having insurance. Now the question is would you like more than just the basic death benefits?! What would you like your coverage to do for you? Let’s do a brief assessment to better define your ideal, future situation to find the right type or combination of the types.
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What happens after I click the link to set up a time to schedule a time to chat with you?Clicking the link will take you to a form for info. Complete this form in its entirety. Once complete, you will be forwarded to our calendar to schedule a comfortable time to chat. You will receive an email confirmation of our scheduled time.
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Does same day coverage mean I am guaranteed insurance even after underwriting?No, same day coverage means you have a conditional coverage period after the completion of the application and agreement of payment. However, if after doing your MIB report (Medical Insurance Bureau) and/or your prescribed medication check, the insurance carriers underwriters uncover a risk not identified during the application process, your premium cost could increase and your coverage could even be denied. First, please know that we will contact you if a change in premium or cancelation of the application and/or policy is requested and will continue to shop around for you or your family member. This is why its quite important to disclose all information at the time of the application. Nevertheless, we have coverage available no matter your health concern so no one will go without life insurance even if they have been declined in the past.
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At what age should I think about getting a policy for my children?We all know children and death alike, are touchy subjects but children should be protected immediately. There are many benefits, to protecting children early: lifetime rate lock, continuous insurability, early retirement planning and more. It's never too early! Click the link below to complete the insurance appointment form then schedule your consultation. Let's discuss your different options. â–º Start The Appointment Process
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How do I know which policy is right for me & my family's needs?We provide a thorough consultation so that we can go through your specific financial goals, medical history and reasonable monthly payment. When your consultation is completed, you will feel confident enough to proceed with the solution that is best for you. Click the link below to complete the insurance appointment form then schedule your consultation. Let's discuss your different options. â–º Start The Appointment Process
Frequently Asked Questions
DISCLAIMER
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We are currently servicing the following states: GA, FL, NY, PA, DE, IN OH, MI, SC and plan to offer more locations soon. Contact us today to schedule an appointment. We are happy to serve you.
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Please consult your licensed financial professional, attorney, accountant, and/or tax advisor for advice concerning your particular circumstances. The generalized information we provide regarding tax minimization planning is not intended to and cannot be used by anyone to avoid paying federal, state, or local municipality taxes or penalties.
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Any references to annuity guarantees and optional lifetime income rely on the financial strength and claims-paying ability of the issuing insurance company.
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Damaris Murray Agency only provides services in states where it is licensed, and insurance coverage through Damaris Murray Agency may not be available in all states. All insurance products are governed by the terms in the applicable insurance policy, and all related decisions (such as approval for coverage, premiums, commissions, and fees) and policy obligations are the sole responsibility of the underwriting insurer. The information on this site does not modify any insurance policy terms in any way.